“2020nianyinxingyepujijinrongzhishiwanlixing”huodongzhengshiqidongle，huodongyi“ningjuniwoliliang，rangjinrongxiaofeigengwennuan”weizhuti，zhizaiweiguangdajinrongxiaofeizhepujifangfandianxinwangluozhapian、gerenxinxibaohu、zhifuanquan、licaizhishidengjinrongzhishi。

xiamianwomenyiqilaishipodianxinwangluozhapiande“taolu”，lejiefangfandianxinwangluozhapiandebibei“jinnang”。

识破：电信诈骗的48个“套路”

1.QQ冒充好友诈骗

liyongmumachengxudaoquduifangqqmima，jiequduifangliaotianshipinziliao，shuxiduifangqingkuanghou，maochonggaiqqzhanghaozhurenduiqiqqhaoyouyi“huanzhongbing、chuchehuo”“jixuyongqian”dengjinjishiqingweiyoushishizhapian。

2.QQ冒充公司老总诈骗

fanzuifenzitongguosousuocaiwurenyuanqqqun，yi“huijizigekaoshidagangwenjian”dengweiyouerfasongmumabingdu，daoqucaiwurenyuanshiyongdeqqhaoma，bingfenxiyanpanchucaiwurenyuanlaobandeqqhaoma，zaimaochonggongsilaobanxiangcaiwurenyuanfasongzhuanzhanghuikuanzhiling。

3.微信冒充公司老总诈骗财务人员

fanzuifenzitongguojishushouduanhuoqugongsineiburenyuanjiagouqingkuang，fuzhigongsilaozongweixinnichenghetouxiangtupian，weizhuangchenggongsilaozongtianjiacaiwurenyuanweixinshishizhapian。

4.微信伪装身份诈骗

fanzuifenziliyongweixin“fujinderen”chakanzhouweipengyouqingkuang，weizhuangcheng“gaofushuai”huo“baifumei”，jiaweihaoyoupianquganqinghexinrenhou，suijiyizijinjinzhang、jiarenyounandenggezhongliyoupianquqiancai。

5.微信假冒代购诈骗

fanzuifenzizaiweixinpengyouquanjiamaozhengguiweishang，yiyouhui、dazhe、haiwaidaigoudengweiyouer，daimaijiafukuanhou,youyi“shangpinbeihaiguankouxia,yaojiajiaoguanshui”dengweiyouyaoqiujiafukuanxiang，yidanhuoqugouhuokuanzeshiqulianxi。

6.微信发布虚假爱心传递诈骗

fanzuifenzijiangxugoudexunren、fukuntieziyi“aixinchuandi”fangshifabuzaipengyouquanli,yinqishanliangwangminzhuanfa，shizetieneisuoliulianxifangshijuedaduoshuweiwaidihaoma，daguoqubushixifeidianhuajiushidianxinzhapian。

7.微信点赞诈骗

fanzuifenzimaochongshangjiafabu“dianzanyoujiang”xinxi,yaoqiucanyuzhejiangxingming、dianhuadenggerenziliaofazhiweixinpingtai，yidanshangjiataoquwanzugoudegerenxinxihou，jiyi“shouxufei”、“gongzhengfei”、“baozhengjin”dengxingshishishizhapian。

8.微信盗用公众账号诈骗

fanzuifenzidaoqushangjiagongzhongzhanghaohou，fabu“chengzhaowangluojianzhi，bangzhutaobaomaijiashuaxinyu，kecongzhongzhuanquyongjin”detuisongxiaoxi。shouhairenxinyiweizhen，suianzhaoduifangyaoqiuduocigouwushuaxinyu，houfaxianshangdangshoupian。

9.虚构色情服务诈骗

fanzuifenzizaihulianwangshangliuxiatigongseqingfuwudedianhua，daishouhairenyuzhilianxihou，chengxuxianfukuancainengshangmentigongfuwu，shouhairenjiangqiandadaozhidingzhanghuhoufaxianbeipian。

10.虚构车祸诈骗

fanzuifenzixugoushouhairenqinshuhuopengyouzaoyuchehuo，xuyaojinjichulijiaotongshiguweiyou，yaoqiuduifanglijizhuanzhang。dangshirenyinqingkuangjinjibiananzhaoxianyirenzhishijiangqiankuandaruzhidingzhanghu。

11.电子邮件中奖诈骗

tongguohulianwangfasongzhongjiangyoujian，shouhairenyidanyufanzuifenzilianxiduijiang，jiyi“gerensuodeshui”、“gongzhengfei”、“zhuanzhangshouxufei”denggezhongliyouyaoqiushouhairenhuiqian，dadaozhapianmude。

12.冒充知名企业中奖诈骗

fanzuifenzimaochongsanxing、suoni、haierdengzhimingqiyemingyi，yuxiandapiliangyinshuajingmeidexujiazhongjiangguaguaka，tongguoxinjianyoujihuogurentoudifasong，houyixujiaoshouxufei、baozhengjinhuogerensuodeshuidenggezhongjiekou，youpianshouhairenxiangzhidingyinxingzhanghaohuikuan。

13.娱乐节目中奖诈骗

fanzuifenziyirebojiemuzudemingyixiangshouhairenshoujiqunfaduanxiaoxi，chengqiyibeichouxuanweijiemuxingyunguanzhong，jianghuodejuejiangpin，houyixujiaoshouxufei、baozhengjinhuogerensuodeshuidenggezhongjiekoushishilianhuanzhapian，youpianshouhairenxiangzhidingyinxingzhanghaohuikuan。

14.冒充公检法电话诈骗

fanzuifenzimaochonggongjianfagongzuorenyuanbodashouhairendianhua，yishizhushenfenxinxibeidaoyongshexianxiqiandengfanzuiweiyou，yaoqiujiangqizijinzhuanruguojiazhanghupeihediaocha。

15.冒充房东短信诈骗

fanzuifenzimaochongfangdongqunfaduanxin，chengfangdongyinxingkayihuan，yaoqiujiangzujindaruqitazhidingzhanghunei，bufenzukexinyiweizhenjiangzujinzhuanchufangzhishoupian。

16.虚构绑架诈骗

fanzuifenzixugoushizhuqinyoubeibangjia，ruyaojiejiurenzhixulijidakuandaozhidingzhanghubingbunengbaojing，fouzesipiao。dangshirenwangwangyinqingkuangjinji，buzhisuocuo，anzhaoxianyirenzhishijiangqiankuandaruzhanghu。

17.虚构手术诈骗

fanzuifenzixugoushouhairenzinvhuolaorentufajibingxujinjishoushuweiyou，yaoqiushizhuzhuanzhangfangkezhiliao。yuciqingkuang，shouhairenwangwangxinjirufen，anzhaoxianyirenzhishizhuankuan。

18.电话欠费诈骗

fanzuifenzimaochongtongxinyunyingqiyegongzuorenyuan，xiangshizhubodadianhuahuozhijiebofangdiannaoyuyin，yiqidianhuaqianfeiweiyou，yaoqiujiangqianfeizijinzhuandaozhidingzhanghu。

19.电视欠费诈骗

fanzuifenzimaochongguangdiangongzuorenyuanqunbodianhua，chengyishouhairenmingyizaiwaidikaibandeyouxiandianshiqianfei，rangshouhairenxiangzhidingzhanghubuqiqianfei，fouzejiangtingyongshouhairenbendideyouxiandianshibingfakuan，bufenrenxinyiweizhen，zhuankuanhoufaxianbeipian。

20.退款诈骗

fanzuifenzimaochongtaobaodenggongsikefubodadianhuahuozhefasongduanxinhuangchengshouhairenpaixiadehuopinquehuo，xuyaotuikuan，yaoqiugoumaizhetigongyinxingkahao、mimadengxinxi，shishizhapian。

21.购物退税诈骗

fanzuifenzishixianhuoqudaoshizhugoumaifangchan、qichedengxinxihou，yishuishouzhengcediaozheng，kebanlituishuiweiyou，youpianshizhudaoatmjishangshishizhuanzhangcaozuo，jiangkaneicunkuanzhuanrupianzizhidingzhanghu。

22.网络购物诈骗

fanzuifenzikaishexujiagouwuwangzhanhuotaobaodianpu，yidanshizhuxiadangoumaishangpin，bianchengxitongguzhang，dingdanchuxianwenti，xuyaozhongxinjihuo。suihou，tongguoqqfasongxujiajihuowangzhi，shouhairentianxiehaotaobaozhanghao、yinxingkahao、mimajiyanzhengmahou，kashangjinejibeihuazou。

23.低价购物诈骗

fanzuifenzitongguohulianwang、shoujiduanxinfabuershouche、ershoudiannao、haiguanmeishoudewupindengzhuanrangxinxi，yidanshizhuyuqilianxi，jiyi“jiaonadingjin”、“jiaoyishuishouxufei”dengfangshipianquqiancai。

24.办理信用卡诈骗

fanzuifenzitongguobaozhi、youjiandengkandengkebanligaoetouzhixinyongkadeguanggao，yidanshizhuyuqilianxi，fanzuifenzizeyi“shouxufei”、“zhongjiefei”、“baozhengjin”dengxujialiyouyaoqiushizhulianxuzhuankuan。

25.刷卡消费诈骗

fanzuifenziqunfaduanxin，yishizhuyinxingkaxiaofei，kenenggerenxieluxinxiweiyou，maochongyinlianzhongxinhuogonganminjinglianhuanshetao，yaoqiujiangyinxingkazhongdeqiankuanzhuanrusuoweide“anquanzhanghu”huotaoquyinxingzhanghao、mimacongershishifanzui。

26.包裹藏毒诈骗

fanzuifenziyishizhubaoguoneibeichachudupinweiyou，chengqishexianxiqianfanzui，yaoqiushizhujiangqianzhuandaoguojiaanquanzhanghuyibiangongzhengdiaocha，congershishizhapian。

27.快递签收诈骗

fanzuifenzimaochongkuaidirenyuanbodashizhudianhua，chengqiyoukuaidixuyaoqianshoudankanbuqingjutidizhi、xingming，xutigongxiangxixinxibianyusonghuoshangmen。suihou，kuaidigongsirenyuanjiangsongshangwupin(jiayanhuojiajiu)，yidanshizhuqianshouhou，fanzuifenzizaibodadianhuachengqiyiqianshoubixufukuan，fouzetaozhaigongsihuoheishehuijiangzhaomafan。

28.医保、社保诈骗

fanzuifenzimaochongshebao、yibaozhongxingongzuorenyuan，huangchengshouhairenyibao、shebaochuxianyichang，kenengbeitarenmaoyong、touzhi，shexianxiqian、zhifandudengfanzui，zhihoumaochongsifajiguangongzuorenyuanyigongzhengdiaocha，bianyuhechaweiyou，youpianshouhairenxiangsuoweide“anquanzhanghu”huikuanshishizhapian。

29.补助、救助、助学金诈骗

fanzuifenzimaochongminzheng、canliandengdanweigongzuorenyuan，xiangcanjirenyuan、kunnanqunzhong、xueshengjiazhangdadianhua、faduanxin，huangchengkeyilingqubuzhujin、jiuzhujin、zhuxuejin，yaoqitigongyinxingkahao，ranhouyizijindaozhangchaxunweiyou，zhilingqizaizidongqukuanjishangjinruyingwenjiemiancaozuo，jiangqianzhuanzou。

30.引诱汇款诈骗

fanzuifenziyiqunfaduanxindefangshizhijieyaoqiuduifangxiangmougeyinxingzhanghuhuirucunkuan，youyushizhuzhengzhunbeihuikuan，yincishoudaocileihuikuanzhapianxinxihou，wangwangweijingzixiheshi，jibaqiankuandarupianzizhanghu。

31.贷款诈骗

fanzuifenzitongguoqunfaxinxi，chengqikeweizijinduanquezhetigongdaikuan，yuexidi，wuxudanbao。yidanshizhuxinyiweizhen，duifangjiyiyufulixi、baozhengjindengmingyishishizhapian。

32.收藏诈骗

fanzuifenzimaochonggeleishouzangxiehuidemingyi，yinzhiyaoqinghanyoujigedi，chengjiangjubanpaimaihuibingliuxialianluofangshi。yidanshizhuyuqilianxi，zeyiyuxianjiaonapinggufei、baozhengjin、changdifeidengmingyi，yaoqiushouhairenjiangqianzhuanruzhidingzhanghu。

33.机票改签诈骗

fanzuifenzimaochonghangkonggongsikefuyi“hangbanquxiao、tigongtuipiao、gaiqianfuwu”weiyou，youpiangoupiaorenyuanduocijinxinghuikuancaozuo，shishilianhuanzhapian。

34.重金求子诈骗

fanzuifenzihuangchengyuanyichuzhongjinqiuzi，yinyoushouhairenshangdang，zhihouyichengyijin、jianchafeidenggezhongliyoushishizhapian。

35.PS图片实施诈骗

fanzuifenzishoujigongzhirenyuanzhaopian，shiyongdiannaohechengyinhuitupian，bingfushangshoukuankahaoyoujijishouhairen，lesuoqiancai。

36.“猜猜我是谁”诈骗

fanzuifenzihuoqushouhaizhededianhuahaomahejizhuxingminghou，dadianhuajishouhaizhe，rangqi“caicaiwoshishei”，suihougenjushouhaizhesuoshumaochongshurenshenfen，bingshengchengyaolaikanwangshouhaizhe。suihou，bianzaoqibei“zhianjuliu”、“jiaotongzhaoshi”dengliyou，xiangshouhaizhejieqian，yixieshouhairenmeiyouzixiheshijiubaqiandarufanzuifenzitigongdeyinxingkanei。

37.冒充黑社会敲诈类诈骗

fanzuifenzixianhuoqushizhushenfen、zhiye、shoujihaodengziliao，bodadianhuazichengheishehuirenyuan，shourenguyongyaojiayishanghai，danshizhukeyipocaixiaozai，ranhoutigongzhanghaoyaoqiushouhairenhuikuan。

38.提供考题诈骗

fanzuifenzizhenduijijiangcanjiakaoshidekaoshengbodadianhua，chengnengtigongkaotihuodaan，bushaokaoshengjiyuqiucheng，shixianjianghaochufeideshoufukuanzhuanruzhidingzhanghu，houfaxianbeipian。

39.高薪招聘诈骗

fanzuifenzitongguoqunfaxinxi，yiyuegongzishuwanyuandegaoxinzhaopinmouleizhuanyerenshiweihuangzi，yaoqiushizhudaozhidingdidianmianshi，suihouyipeixunfei、fuzhuangfei、baozhengjindengmingyishishizhapian。

40.复制手机卡诈骗

fanzuifenziqunfaxinxi，chengkefuzhishoujika，jiantingshoujitonghuaxinxi，bushaoqunzhongyingerenxuqiuzhudonglianxixianyiren，jierbeiduifangyigoumaifuzhika、yufukuandengmingyipianzouqiancai。

41.钓鱼网站诈骗

fanzuifenziyiyinxingwangyinshengjiweiyou，yaoqiushizhudenglujiamaoyinxingdediaoyuwangzhan，jinerhuoqushizhuyinxingzhanghu、wangyinmimajishoujijiaoyimadengxinxishishizhapian。

42.解除分期付款诈骗

fanzuifenzitongguozhuanmenqudaogoumaigouwuwangzhandemaijiaxinxi，zaimaochonggouwuwangzhandegongzuorenyuan，shengcheng“youyuyinxingxitongcuowuyuanyin，maijiayicixingfukuanbianchenglefenqifukuan，meigeyuedoudezhifuxiangtongfeiyong”，zhihouzaimaochongyinxinggongzuorenyuanyoupianshouhairendaoatmjiqianbanlijiechufenqifukuanshouxu，shizeshishizijinzhuanzhang。

43.订票诈骗

fanzuifenziliyongmenhuwangzhan、lvyouwangzhan、baidusousuoyinqingdengtoufangguanggao，zhizuoxujiadewangshangdingpiaogongsiwangye，fabudinggoujipiao、huochepiaodengxujiaxinxi，yijiaodipiaojiayinyoushouhairenshangdang。suihou，zaiyi“shenfenxinxibuquan”、“zhanghaobeidong”、“dingpiaobuchenggong”dengliyouyaoqiushizhuzaicihuikuan，congershishizhapian。

44.ATM机告示诈骗

fanzuifenziyuxiandusaiatmjichukakou，bingzaiatmjishangzhantiexujiafuwurexiangaoshi，youshiyinxingkayonghuzaika“beitun”houyuqilianxi，taoqumima，daiyonghulikaihoudaoatmjiquchuyinxingka，daoquyonghukaneixianjin。

45.伪基站诈骗

fanzuifenziliyongweijizhanxiangguangdaqunzhongfasongwangyinshengji、10086yidongshangchengduihuanxianjindexujialianjie，yidanshouhairendianjihoubianzaiqishoujishangzhiruhuoquyinxingzhanghao、mimaheshoujihaodemuma，congerjinyibushishifanzui。

46.金融交易诈骗

fanzuifenziyimoumouzhengquangongsimingyitongguohulianwang、dianhua、duanxindengfangshisanbuxujiageguneimuxinxijizoushi，huoqushizhuxinrenhou，youyindaoqizaizishendedajianxujiajiaoyipingtaishanggoumaiqihuo、xianhuo，congerpianqushizhuzijin。

47.兑换积分诈骗

fanzuifenzibodadianhuahuangchengshouhairenshoujijifenkeyiduihuanzhinengshouji，ruguoshouhairentongyiduihuan，duifangjiuyibuzuchajiadengliyouyaoqiuxianhuikuandaozhidingzhanghu；huozhefaduanxintixingshouhairenxinyongkajifenkeyiduihuanxianjindeng，ruguoshouhairenanzhaotigongdewangzhishuruyinxingkahao、mimadengxinxihou，yinxingzhanghudezijinjibeizhuanzou。

48.二维码诈骗

fanzuifenziyijiangjia、jiangliweiyouer,yaoqiushouhairensaomiaoerweimajiaruhuiyuan，shizefudaimumabingdu。yidansaomiaoanzhuang,mumajiuhuidaoqushouhairendeyinxingzhanghao、mimadenggerenyinsixinxi。

锦囊：防范电信网络诈骗小技巧

在遭遇电信网络诈骗后，应尽快做到以下三步：一是准确记录骗子的账号、账户姓名；二是尽快拨打110或者到最近的公安机关报案；三是及时准确将骗子的账号和账户姓名提供给民警，由公安机关进行紧急止付。

六不：不轻信，不汇款、不透漏、不扫码、不点击链接、不接听转接电话。

三问：遇到情况，主动问本地警察，主动问银行、主动问当事人。

养成七个好习惯：

1.baohuhaogerenshenfenzhengheyinxingkaxinxi，baoguanhaobuyongdefuyinjian、shuimianka、jiaoyiliushuixinxi。

2.wangshangyinxingcaozuoshi，zuihaoshougongshuruyinxingguanfangwangzhi，fangzhidengludiaoyuwangzhan。

3.shurumimashi，yongshouzhedang。

4.mimayaoshezhidexiangduifuza、duli，bimianguoyujiandan，bimianyuqitamimaxiangtong，dingqigenghuan。

5.kaitongzhanghudongzhangtongzhiduanxin，yidanfaxianzhanghuzijinyouyichangbiandong，likedongjiehuoguashi。

6.busuiyilianjiebuminggonggongwifijinxingwangshangyinxing、zhifuzhanghucaozuo。

7.dandushelixiaoeduliyinxingzhanghu，yongyurichangwangshanggouwu、xiaofei。