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2020年银行业普及金融知识万里行活动一:防范电信网络诈骗

凝聚你我力量,让金融消费更温暖

2020-06-08

“2020nianyinxingyepujijinrongzhishiwanlixing”huodongzhengshiqidongle,huodongyi“ningjuniwoliliang,rangjinrongxiaofeigengwennuan”weizhuti,zhizaiweiguangdajinrongxiaofeizhepujifangfandianxinwangluozhapian、gerenxinxibaohu、zhifuanquan、licaizhishidengjinrongzhishi。

xiamianwomenyiqilaishipodianxinwangluozhapiande“taolu”,lejiefangfandianxinwangluozhapiandebibei“jinnang”。

识破:电信诈骗的48个“套路”

1.QQ冒充好友诈骗

liyongmumachengxudaoquduifangqqmima,jiequduifangliaotianshipinziliao,shuxiduifangqingkuanghou,maochonggaiqqzhanghaozhurenduiqiqqhaoyouyi“huanzhongbing、chuchehuo”“jixuyongqian”dengjinjishiqingweiyoushishizhapian。

2.QQ冒充公司老总诈骗

fanzuifenzitongguosousuocaiwurenyuanqqqun,yi“huijizigekaoshidagangwenjian”dengweiyouerfasongmumabingdu,daoqucaiwurenyuanshiyongdeqqhaoma,bingfenxiyanpanchucaiwurenyuanlaobandeqqhaoma,zaimaochonggongsilaobanxiangcaiwurenyuanfasongzhuanzhanghuikuanzhiling。

3.微信冒充公司老总诈骗财务人员

fanzuifenzitongguojishushouduanhuoqugongsineiburenyuanjiagouqingkuang,fuzhigongsilaozongweixinnichenghetouxiangtupian,weizhuangchenggongsilaozongtianjiacaiwurenyuanweixinshishizhapian。

4.微信伪装身份诈骗

fanzuifenziliyongweixin“fujinderen”chakanzhouweipengyouqingkuang,weizhuangcheng“gaofushuai”huo“baifumei”,jiaweihaoyoupianquganqinghexinrenhou,suijiyizijinjinzhang、jiarenyounandenggezhongliyoupianquqiancai。

5.微信假冒代购诈骗

fanzuifenzizaiweixinpengyouquanjiamaozhengguiweishang,yiyouhui、dazhe、haiwaidaigoudengweiyouer,daimaijiafukuanhou,youyi“shangpinbeihaiguankouxia,yaojiajiaoguanshui”dengweiyouyaoqiujiafukuanxiang,yidanhuoqugouhuokuanzeshiqulianxi。

6.微信发布虚假爱心传递诈骗

fanzuifenzijiangxugoudexunren、fukuntieziyi“aixinchuandi”fangshifabuzaipengyouquanli,yinqishanliangwangminzhuanfa,shizetieneisuoliulianxifangshijuedaduoshuweiwaidihaoma,daguoqubushixifeidianhuajiushidianxinzhapian。

7.微信点赞诈骗

fanzuifenzimaochongshangjiafabu“dianzanyoujiang”xinxi,yaoqiucanyuzhejiangxingming、dianhuadenggerenziliaofazhiweixinpingtai,yidanshangjiataoquwanzugoudegerenxinxihou,jiyi“shouxufei”、“gongzhengfei”、“baozhengjin”dengxingshishishizhapian。

8.微信盗用公众账号诈骗

fanzuifenzidaoqushangjiagongzhongzhanghaohou,fabu“chengzhaowangluojianzhi,bangzhutaobaomaijiashuaxinyu,kecongzhongzhuanquyongjin”detuisongxiaoxi。shouhairenxinyiweizhen,suianzhaoduifangyaoqiuduocigouwushuaxinyu,houfaxianshangdangshoupian。

9.虚构色情服务诈骗

fanzuifenzizaihulianwangshangliuxiatigongseqingfuwudedianhua,daishouhairenyuzhilianxihou,chengxuxianfukuancainengshangmentigongfuwu,shouhairenjiangqiandadaozhidingzhanghuhoufaxianbeipian。

10.虚构车祸诈骗

fanzuifenzixugoushouhairenqinshuhuopengyouzaoyuchehuo,xuyaojinjichulijiaotongshiguweiyou,yaoqiuduifanglijizhuanzhang。dangshirenyinqingkuangjinjibiananzhaoxianyirenzhishijiangqiankuandaruzhidingzhanghu。

11.电子邮件中奖诈骗

tongguohulianwangfasongzhongjiangyoujian,shouhairenyidanyufanzuifenzilianxiduijiang,jiyi“gerensuodeshui”、“gongzhengfei”、“zhuanzhangshouxufei”denggezhongliyouyaoqiushouhairenhuiqian,dadaozhapianmude。

12.冒充知名企业中奖诈骗

fanzuifenzimaochongsanxing、suoni、haierdengzhimingqiyemingyi,yuxiandapiliangyinshuajingmeidexujiazhongjiangguaguaka,tongguoxinjianyoujihuogurentoudifasong,houyixujiaoshouxufei、baozhengjinhuogerensuodeshuidenggezhongjiekou,youpianshouhairenxiangzhidingyinxingzhanghaohuikuan。

13.娱乐节目中奖诈骗

fanzuifenziyirebojiemuzudemingyixiangshouhairenshoujiqunfaduanxiaoxi,chengqiyibeichouxuanweijiemuxingyunguanzhong,jianghuodejuejiangpin,houyixujiaoshouxufei、baozhengjinhuogerensuodeshuidenggezhongjiekoushishilianhuanzhapian,youpianshouhairenxiangzhidingyinxingzhanghaohuikuan。

14.冒充公检法电话诈骗

fanzuifenzimaochonggongjianfagongzuorenyuanbodashouhairendianhua,yishizhushenfenxinxibeidaoyongshexianxiqiandengfanzuiweiyou,yaoqiujiangqizijinzhuanruguojiazhanghupeihediaocha。

15.冒充房东短信诈骗

fanzuifenzimaochongfangdongqunfaduanxin,chengfangdongyinxingkayihuan,yaoqiujiangzujindaruqitazhidingzhanghunei,bufenzukexinyiweizhenjiangzujinzhuanchufangzhishoupian。

16.虚构绑架诈骗

fanzuifenzixugoushizhuqinyoubeibangjia,ruyaojiejiurenzhixulijidakuandaozhidingzhanghubingbunengbaojing,fouzesipiao。dangshirenwangwangyinqingkuangjinji,buzhisuocuo,anzhaoxianyirenzhishijiangqiankuandaruzhanghu。

17.虚构手术诈骗

fanzuifenzixugoushouhairenzinvhuolaorentufajibingxujinjishoushuweiyou,yaoqiushizhuzhuanzhangfangkezhiliao。yuciqingkuang,shouhairenwangwangxinjirufen,anzhaoxianyirenzhishizhuankuan。

18.电话欠费诈骗

fanzuifenzimaochongtongxinyunyingqiyegongzuorenyuan,xiangshizhubodadianhuahuozhijiebofangdiannaoyuyin,yiqidianhuaqianfeiweiyou,yaoqiujiangqianfeizijinzhuandaozhidingzhanghu。

19.电视欠费诈骗

fanzuifenzimaochongguangdiangongzuorenyuanqunbodianhua,chengyishouhairenmingyizaiwaidikaibandeyouxiandianshiqianfei,rangshouhairenxiangzhidingzhanghubuqiqianfei,fouzejiangtingyongshouhairenbendideyouxiandianshibingfakuan,bufenrenxinyiweizhen,zhuankuanhoufaxianbeipian。

20.退款诈骗

fanzuifenzimaochongtaobaodenggongsikefubodadianhuahuozhefasongduanxinhuangchengshouhairenpaixiadehuopinquehuo,xuyaotuikuan,yaoqiugoumaizhetigongyinxingkahao、mimadengxinxi,shishizhapian。

21.购物退税诈骗

fanzuifenzishixianhuoqudaoshizhugoumaifangchan、qichedengxinxihou,yishuishouzhengcediaozheng,kebanlituishuiweiyou,youpianshizhudaoatmjishangshishizhuanzhangcaozuo,jiangkaneicunkuanzhuanrupianzizhidingzhanghu。

22.网络购物诈骗

fanzuifenzikaishexujiagouwuwangzhanhuotaobaodianpu,yidanshizhuxiadangoumaishangpin,bianchengxitongguzhang,dingdanchuxianwenti,xuyaozhongxinjihuo。suihou,tongguoqqfasongxujiajihuowangzhi,shouhairentianxiehaotaobaozhanghao、yinxingkahao、mimajiyanzhengmahou,kashangjinejibeihuazou。

23.低价购物诈骗

fanzuifenzitongguohulianwang、shoujiduanxinfabuershouche、ershoudiannao、haiguanmeishoudewupindengzhuanrangxinxi,yidanshizhuyuqilianxi,jiyi“jiaonadingjin”、“jiaoyishuishouxufei”dengfangshipianquqiancai。

24.办理信用卡诈骗

fanzuifenzitongguobaozhi、youjiandengkandengkebanligaoetouzhixinyongkadeguanggao,yidanshizhuyuqilianxi,fanzuifenzizeyi“shouxufei”、“zhongjiefei”、“baozhengjin”dengxujialiyouyaoqiushizhulianxuzhuankuan。

25.刷卡消费诈骗

fanzuifenziqunfaduanxin,yishizhuyinxingkaxiaofei,kenenggerenxieluxinxiweiyou,maochongyinlianzhongxinhuogonganminjinglianhuanshetao,yaoqiujiangyinxingkazhongdeqiankuanzhuanrusuoweide“anquanzhanghu”huotaoquyinxingzhanghao、mimacongershishifanzui。

26.包裹藏毒诈骗

fanzuifenziyishizhubaoguoneibeichachudupinweiyou,chengqishexianxiqianfanzui,yaoqiushizhujiangqianzhuandaoguojiaanquanzhanghuyibiangongzhengdiaocha,congershishizhapian。

27.快递签收诈骗

fanzuifenzimaochongkuaidirenyuanbodashizhudianhua,chengqiyoukuaidixuyaoqianshoudankanbuqingjutidizhi、xingming,xutigongxiangxixinxibianyusonghuoshangmen。suihou,kuaidigongsirenyuanjiangsongshangwupin(jiayanhuojiajiu),yidanshizhuqianshouhou,fanzuifenzizaibodadianhuachengqiyiqianshoubixufukuan,fouzetaozhaigongsihuoheishehuijiangzhaomafan。

28.医保、社保诈骗

fanzuifenzimaochongshebao、yibaozhongxingongzuorenyuan,huangchengshouhairenyibao、shebaochuxianyichang,kenengbeitarenmaoyong、touzhi,shexianxiqian、zhifandudengfanzui,zhihoumaochongsifajiguangongzuorenyuanyigongzhengdiaocha,bianyuhechaweiyou,youpianshouhairenxiangsuoweide“anquanzhanghu”huikuanshishizhapian。

29.补助、救助、助学金诈骗

fanzuifenzimaochongminzheng、canliandengdanweigongzuorenyuan,xiangcanjirenyuan、kunnanqunzhong、xueshengjiazhangdadianhua、faduanxin,huangchengkeyilingqubuzhujin、jiuzhujin、zhuxuejin,yaoqitigongyinxingkahao,ranhouyizijindaozhangchaxunweiyou,zhilingqizaizidongqukuanjishangjinruyingwenjiemiancaozuo,jiangqianzhuanzou。

30.引诱汇款诈骗

fanzuifenziyiqunfaduanxindefangshizhijieyaoqiuduifangxiangmougeyinxingzhanghuhuirucunkuan,youyushizhuzhengzhunbeihuikuan,yincishoudaocileihuikuanzhapianxinxihou,wangwangweijingzixiheshi,jibaqiankuandarupianzizhanghu。

31.贷款诈骗

fanzuifenzitongguoqunfaxinxi,chengqikeweizijinduanquezhetigongdaikuan,yuexidi,wuxudanbao。yidanshizhuxinyiweizhen,duifangjiyiyufulixi、baozhengjindengmingyishishizhapian。

32.收藏诈骗

fanzuifenzimaochonggeleishouzangxiehuidemingyi,yinzhiyaoqinghanyoujigedi,chengjiangjubanpaimaihuibingliuxialianluofangshi。yidanshizhuyuqilianxi,zeyiyuxianjiaonapinggufei、baozhengjin、changdifeidengmingyi,yaoqiushouhairenjiangqianzhuanruzhidingzhanghu。

33.机票改签诈骗

fanzuifenzimaochonghangkonggongsikefuyi“hangbanquxiao、tigongtuipiao、gaiqianfuwu”weiyou,youpiangoupiaorenyuanduocijinxinghuikuancaozuo,shishilianhuanzhapian。

34.重金求子诈骗

fanzuifenzihuangchengyuanyichuzhongjinqiuzi,yinyoushouhairenshangdang,zhihouyichengyijin、jianchafeidenggezhongliyoushishizhapian。

35.PS图片实施诈骗

fanzuifenzishoujigongzhirenyuanzhaopian,shiyongdiannaohechengyinhuitupian,bingfushangshoukuankahaoyoujijishouhairen,lesuoqiancai。

36.“猜猜我是谁”诈骗

fanzuifenzihuoqushouhaizhededianhuahaomahejizhuxingminghou,dadianhuajishouhaizhe,rangqi“caicaiwoshishei”,suihougenjushouhaizhesuoshumaochongshurenshenfen,bingshengchengyaolaikanwangshouhaizhe。suihou,bianzaoqibei“zhianjuliu”、“jiaotongzhaoshi”dengliyou,xiangshouhaizhejieqian,yixieshouhairenmeiyouzixiheshijiubaqiandarufanzuifenzitigongdeyinxingkanei。

37.冒充黑社会敲诈类诈骗

fanzuifenzixianhuoqushizhushenfen、zhiye、shoujihaodengziliao,bodadianhuazichengheishehuirenyuan,shourenguyongyaojiayishanghai,danshizhukeyipocaixiaozai,ranhoutigongzhanghaoyaoqiushouhairenhuikuan。

38.提供考题诈骗

fanzuifenzizhenduijijiangcanjiakaoshidekaoshengbodadianhua,chengnengtigongkaotihuodaan,bushaokaoshengjiyuqiucheng,shixianjianghaochufeideshoufukuanzhuanruzhidingzhanghu,houfaxianbeipian。

39.高薪招聘诈骗

fanzuifenzitongguoqunfaxinxi,yiyuegongzishuwanyuandegaoxinzhaopinmouleizhuanyerenshiweihuangzi,yaoqiushizhudaozhidingdidianmianshi,suihouyipeixunfei、fuzhuangfei、baozhengjindengmingyishishizhapian。

40.复制手机卡诈骗

fanzuifenziqunfaxinxi,chengkefuzhishoujika,jiantingshoujitonghuaxinxi,bushaoqunzhongyingerenxuqiuzhudonglianxixianyiren,jierbeiduifangyigoumaifuzhika、yufukuandengmingyipianzouqiancai。

41.钓鱼网站诈骗

fanzuifenziyiyinxingwangyinshengjiweiyou,yaoqiushizhudenglujiamaoyinxingdediaoyuwangzhan,jinerhuoqushizhuyinxingzhanghu、wangyinmimajishoujijiaoyimadengxinxishishizhapian。

42.解除分期付款诈骗

fanzuifenzitongguozhuanmenqudaogoumaigouwuwangzhandemaijiaxinxi,zaimaochonggouwuwangzhandegongzuorenyuan,shengcheng“youyuyinxingxitongcuowuyuanyin,maijiayicixingfukuanbianchenglefenqifukuan,meigeyuedoudezhifuxiangtongfeiyong”,zhihouzaimaochongyinxinggongzuorenyuanyoupianshouhairendaoatmjiqianbanlijiechufenqifukuanshouxu,shizeshishizijinzhuanzhang。

43.订票诈骗

fanzuifenziliyongmenhuwangzhan、lvyouwangzhan、baidusousuoyinqingdengtoufangguanggao,zhizuoxujiadewangshangdingpiaogongsiwangye,fabudinggoujipiao、huochepiaodengxujiaxinxi,yijiaodipiaojiayinyoushouhairenshangdang。suihou,zaiyi“shenfenxinxibuquan”、“zhanghaobeidong”、“dingpiaobuchenggong”dengliyouyaoqiushizhuzaicihuikuan,congershishizhapian。

44.ATM机告示诈骗

fanzuifenziyuxiandusaiatmjichukakou,bingzaiatmjishangzhantiexujiafuwurexiangaoshi,youshiyinxingkayonghuzaika“beitun”houyuqilianxi,taoqumima,daiyonghulikaihoudaoatmjiquchuyinxingka,daoquyonghukaneixianjin。

45.伪基站诈骗

fanzuifenziliyongweijizhanxiangguangdaqunzhongfasongwangyinshengji、10086yidongshangchengduihuanxianjindexujialianjie,yidanshouhairendianjihoubianzaiqishoujishangzhiruhuoquyinxingzhanghao、mimaheshoujihaodemuma,congerjinyibushishifanzui。

46.金融交易诈骗

fanzuifenziyimoumouzhengquangongsimingyitongguohulianwang、dianhua、duanxindengfangshisanbuxujiageguneimuxinxijizoushi,huoqushizhuxinrenhou,youyindaoqizaizishendedajianxujiajiaoyipingtaishanggoumaiqihuo、xianhuo,congerpianqushizhuzijin。

47.兑换积分诈骗

fanzuifenzibodadianhuahuangchengshouhairenshoujijifenkeyiduihuanzhinengshouji,ruguoshouhairentongyiduihuan,duifangjiuyibuzuchajiadengliyouyaoqiuxianhuikuandaozhidingzhanghu;huozhefaduanxintixingshouhairenxinyongkajifenkeyiduihuanxianjindeng,ruguoshouhairenanzhaotigongdewangzhishuruyinxingkahao、mimadengxinxihou,yinxingzhanghudezijinjibeizhuanzou。

48.二维码诈骗

fanzuifenziyijiangjia、jiangliweiyouer,yaoqiushouhairensaomiaoerweimajiaruhuiyuan,shizefudaimumabingdu。yidansaomiaoanzhuang,mumajiuhuidaoqushouhairendeyinxingzhanghao、mimadenggerenyinsixinxi。

锦囊:防范电信网络诈骗小技巧

在遭遇电信网络诈骗后,应尽快做到以下三步:一是准确记录骗子的账号、账户姓名;二是尽快拨打110或者到最近的公安机关报案;三是及时准确将骗子的账号和账户姓名提供给民警,由公安机关进行紧急止付。

六不:不轻信,不汇款、不透漏、不扫码、不点击链接、不接听转接电话。

三问:遇到情况,主动问本地警察,主动问银行、主动问当事人。

养成七个好习惯:

1.baohuhaogerenshenfenzhengheyinxingkaxinxi,baoguanhaobuyongdefuyinjian、shuimianka、jiaoyiliushuixinxi。

2.wangshangyinxingcaozuoshi,zuihaoshougongshuruyinxingguanfangwangzhi,fangzhidengludiaoyuwangzhan。

3.shurumimashi,yongshouzhedang。

4.mimayaoshezhidexiangduifuza、duli,bimianguoyujiandan,bimianyuqitamimaxiangtong,dingqigenghuan。

5.kaitongzhanghudongzhangtongzhiduanxin,yidanfaxianzhanghuzijinyouyichangbiandong,likedongjiehuoguashi。

6.busuiyilianjiebuminggonggongwifijinxingwangshangyinxing、zhifuzhanghucaozuo。

7.dandushelixiaoeduliyinxingzhanghu,yongyurichangwangshanggouwu、xiaofei。

相关信息

//总统计