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网购分期

一、业务介绍

“fenqiqingsonggou”shizhongguoyinxingweixinyongkachikarentebiedingzhidefenqifukuanfangshi:ninzhixuxiaofeimanyidingjine,bingzaizhidingriqiqianzhidian24xiaoshifuwurexian40066-95566,jikeshenqingjiangputongxiaofeizhuanweifenqifukuan。

fenqiqingsonggou·xiaofeifenqi:

jiaoyirihouzhizuijinyiqizhangdanri2tianqianzhidian,jikeshenqingjiangdanbi600yuan(han)yishangdeputongshuakaxiaofeijiaoyizhuanweifenqichanghai。

fenqiqingsonggou·zhangdanfenqi:

zhangdanrihouzhidangqizhangdanhaikuanri2tianqianzhidian,jikeshenqingjiangdangqizhangdanrenminbixinzengshuakaxiaofeijinezhuanweifenqichanghai。meiqizhangdanshenqingzhangdanfenqidejinexuweizhengshu,zuidiweirenminbi1,000yuan,zuigaobuchaoguodangqizhangdanxinzengshuakaxiaofei(buhanyujiexianjin、fenqifukuanjiaoyiyijiqitabenxingzhidingdejiaoyi)zongede90%。

二、业务特点

buxiandiyu~ buxianshangpin~mianchulixi~chaodishouxufei~fenqijinegengyoushuangbeijifen!fenqiqingsonggou,rangninxinyuanqingkeshixian!

·renyi——shenqingbushouxiaofeishanghuheshangpinxianzhi。

·zizhu——3、6、9、12、18、24qifenqi,rangninzizhuxuanze。

·chaozhi——mianshoulixi,meiqizuidi0.6%dechaodifeilv,fenqijinehaixiangshuangbeijifen。

fenqishouxufeilvbiao:

分期期数 3 6 9 12 18 24
分期手续费率 1.95% 3.6% 5.4% 7.2% 11.7% 15%

温馨提示:分期手续费将在首期一次性收取,一经收取不予退还。本费率表将根据市场情况适时调整。

·bianjie——zhidian24xiaoshikefurexian40066-95566,suishikeyibanli。

·qingsong——fenqijinetongyangshiyongmianxihaikuanqihezuixiaohaikuaneguiding。

“分期轻松购”的分期扣账,采取月均等额扣账款的方式,取整入账。当总金额无法整除期数时,剩余金额全部加总在首次入账金额中进行扣账。

如:张先生购买家电消费1210元,采用12个月分期,则首期扣款金额为110元,后十一期的扣款金额相同,都为100元。最低还款额首期为11元,以后每期为10元。

三、业务流程

wenxintishi:fenqiqingsonggou·zhangdanfenqihaiketongguoivryuyinxitongzizhubanli,rangninqingsongfenqiwudenghou!banlizhixuboda40066-95566xuanze“3.chikarenfuwu”—>“7.fenqifukuanjichaxun”—>“3.zhangdanfenqi”houanyuyintishicaozuojike。

四、适用卡种

1、zhongyinxiliexinyongka

2、xinyidaizhangchengrenminbixinyongka。(fushukadexiaofeijiaoyiyikebanli“fenqiqingsonggou”,gongwukazanbutigongcifuwu)

五、Q&A

1、shenmekakebanli“fenqiqingsonggou”yewu?

zhixuninchiyouzhongguoyinxingzhongyinxiliexinyongka、jixinyidaizhangchengrenminbixinyongka,wulunzhufukajiekeshenqingbanli。dangongwukazanbutigongcifuwu。

2、fenqiqingsonggou”yewunengfenduoshaoqi?

muqian,zhongguoyinxingtigong3、6、9、12、18、24defenqiqishu,meiqiweiyigeyue。

3、“fenqiqingsonggou”meiqifenqijinedekouzhangyuhaikuanshijianruheanpai?

chenggongshenqing“fenqiqingsonggou”hou,zhongguoyinxingjianggenjuyuedingdefenqiqishuzaizhanghuduizhangdanrijiangmeiqihaikuanjinekouzhangbingjiruzhanghu,shenqingchenggonghou,fenqiqishubunenggenggai。

ninxuzaimeiyuedaoqihaikuanriqiananqifukuan,zhizhifuqingquanjiakuanweizhi。ruweiquanehaikuan,lixi、zhinajindengjishouguizetongyibanxiaofeijiaoyi。(shenqingzhangdanfenqichenggonghou,dangqizhixuzaidaoqihaikuanriqianchanghaikouchuzhangdanfenqijinehoudeshengyuzhangdanjine。runinzaishenqingchenggonghouweinenganshiquanbuchanghaidangqishengyuzhangdanjine,dangqizhangdanjiangshiweiweiquanehaikuan。)

runinchanghaimeiqizhangdanyinghaijinehourengyouduoyukuanxiang,jiangbuhuitiqianqingchangfenqishengyuweihaibenjin。

4、“fenqiqingsonggou”defenqifukuanxinyongeduyouduoshao?

ninfenqifukuanedudengtongyuxinyongedu,binggongxiangxinyongedu。waibizhanghu、linshitie、daifangyuedoubunengjirufenqifukuanedu。zaininchanghaimeiqikouzhangdefenqifukuanjinehou,xitongjianganhaikuanjinezidonghuifufenqifukuankeyongyue。

5、fenqishouxufeiruheshouqu?

fenqishouxufeijiangzaichenggongbanli“fenqiqingsonggou”yewuhouyicixingshouqu,yijingshouqubuyutuihai。

6、fenqifukuandejiaoyijinekeyijirumeiyuedezuidihaikuanema?

keyi。meiyuedaoqiruzhangdefenqijiaoyijineshitongputongjiaoyiruzhang,anmeiqifenqijiaoyikouzhangjinede10%jirudangyuezuidihaikuane,bingkexiangshouxunhuanxinyong。

7、hezhongqingxingbukeyishenqing“fenqiqingsonggou”yewu?

waibijiaoyi、quxianjiaoyi、zhuanzhangjiaoyi、fenqikouzhangjiaoyi、feiyong、lixidengbukejinxingfenqi;feidangqizhangdandexiaofeijiaoyi、yihaikuanhuoyifenqidedangqizhangdanxiaofeijiaoyibukeshenqingzhangdanfenqi。

kapianhuozhanghuchuxianyichangzhuangtaishi,jiangbuyunxushenqingfenqifukuan。linshidiaogaodexinyongeduhezhanghudecunkuanyuebunengyongyufenqifukuanjiaoyi。

8、fenqijinexiangshuangbeijifenzhishenme?

zhishenqingfenqichenggonghouyuanjiaoyijifenbuyuchongjian(chefang、gongyileixiaofeiyuanjiaoyiwujifen),tongshimeiqifenqikouzhangjinejiangshitongputongxiaofeizaijiyibeijifen。

9、shenmeqingkuangxiahuishi“fenqiqingsonggou”dejiaoyitiqianjieqing?

weibuyingxianghaikuanyiwudezhengchanglvxing,runinyuqidadao60tianhuoninzhudongtichuxiaohu,zesuoyoushengyuweihaifenqibenjinjiangshiweiquanbudaoqi,zhongguoyinxingjiangzhudongbafenqishengyuyuequanbuyicixingjiruzhanghu,cishininyingdangyicixingchangqingquanbushengyukuanxiang。

10、youguanxiaofeigouhuoshangpincunzaizhengyiruhechuli?

runinyushanghujianjiushangpinzhiliang、songhuo、shouhoufuwudengshiyifashengzhengyi,qingzhijieyushanghuxieshangchuli。ruxieshanghoufashengtuihuochuli,yichenggongbanlidefenqiyewujiangbushouyingxiang、jixuzhengchangshiyong。

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