产品名称

gerenwangluoxunhuandaikuan（pinpaimingcheng：lixiangzhijia·suijiesuihaizizhutong）

产品说明

yi、daikuanyongtu

keyimanzujiaoyu、lvyou、zhuangxiu、gouwu、hunqingdengquanfangweidexiaofeizijinxuqiu。

er、daikuanqixian

zuiduan1geyue，zuizhang1nian，qiejiekuanrennianlingyudaikuaneduqixianzhihebuchaoguo65sui。

san、daikuanbizhong

renminbi。

si、daikuanjine

daikuanjinezuigaobuchaoguorenminbi30wanyuan。

wu、danbaofangshi

kezonghexuanzediya、zhiya、baozheng、xinyongfangshibanli。

liu、daikuanfafang

tongguowangshangyinxingdengdianziqudaozizhubanli。

qi、daikuanhaikuan

tongguowangshangyinxingdengdianziqudaozizhubanli，wuxuyuyue，wurenhefeiyong。

适用对象

yi、juyouwanquanminshixingweinenglideziranren；

er、juzhuzaizhonghuarenmingongheguojingneidezhongguogongmin；

san、juyougudingzhusuohewendingshouru，zaiwoxingjiqitajinrongtongyewubuliangxinyongjilu，youanqichanghaidaikuanbenxideyiyuanhenengli；

si、zaiwoxingkailigerenjiesuanzhanghu，bingtongguoyingyejutaizhucefangshikaitongwoxingwangshangyinxingdengdianziqudaofuwu；

wu、nianlingyudaikuanqixianzhihebuchaoguo65sui；

liu、xuanzedi（zhi）yafangshishenqingde，xutigonghegededi（zhi）yawu；xuanzebaozhengfangshishenqingde，xutigongbaozhengren。

提交材料

yi、jiekuanrenjiqipeiou（ruyou）dejibenxinxiziliao，baokuoyouxiaoshenfenzhengmingcailiao、gongzuozhengming、hunyinzhengming、shouquanwoxingchaxunqigerenxinyongbaogaobingjiangqigerenxinyongxinxixiangjinrongxinyongxinxijichushujukubaosongdeshouquanweituoshu；

er、youxiaodeshouruzhengmingcailiao；

san、danbaozhengmingcailiao，caiyongdi（zhi）yafangshishenqingde，yingtigongdi（zhi）yawuquanshuzhengmingcailiao、di（zhi）yawuguzhibaogaodeng；caiyongwudi（zhi）yafangshishenqingde，yingtigongjiekuanrenxiangguanzixinzhengmingcailiao，zhuijiadisanfangxinyongbaozhengde，yingtigongbaozhengrendejibenxinxiziliaohexiangguanzixinzhengmingcailiao；

si、daikuanyongtuzhengmingcailiao；

wu、falvfagui、jianguanguidinghewoxingyaoqiudeqitazhengmingwenjianhuoziliao。

办理流程（以网上银行为例）

yi、kehushenqing：kehuxiangyinxingtichushenqing，shumiantianxieshenqingbiao，tongshitijiaoshenfenzhengming、shouruzhengming、daikuanyongtuzhengming、danbaozhengmingdengziliao；

er、qiandinghetong：yinxingduijiekuanrentijiaodeshenqingziliaoshenhetongguohou，shuangfangqiandingeduxieyi，kaitongwangshangyinxinglicaibanhuoguibinbanfuwu；

san、zizhuyongkuan：jiekuanrendengluwangshangyinxing，tongguodaikuanguanli——daikuanyongkuan——gerenxunhuandaikuan，faqiyongkuan；

si、zizhuhaikuan：jiekuanrendengluwangshangyinxing，tongguodaikuanguanli——daikuanhaikuan——tiqianhaikuan，faqihaikuan，zijinshishikouhua，zhianzijinshijishiyongtianshujishoulixi，buchanshengqitafeiyong；

wu、daikuanjieqing：daikuandaoqi，changhaiquanbudaikuanbenxihou，yinxingjiangjieqinggaibidaikuan。

温馨提示

gerenwangluoxunhuandaikuangefenxingjunyikaiban。ruyouwenti，kexiangdangdiguayou“lixiangzhijia”pinpaibiaoshidezhongguoyinxingwangdianjinxingzixunhuozheboda95566。